Buyer’s Guide
Everything You Need to Know Before Buying a Home in Dubai’s Premier Golf Community
Buying property in Dubai is an exciting opportunity — whether you’re relocating, investing, or upgrading your family home. But with regulations, fees, and dozens of communities to choose from, the process can feel overwhelming without the right guidance.
At Fairway Homes, we specialise exclusively in Jumeirah Golf Estates. We don’t just sell here — we live here. That gives us a unique perspective to guide you through every step of the buying journey, with insights you won’t find on property portals or search engines.
This guide walks you through the essentials of buying in Dubai, with a focused lens on what makes Jumeirah Golf Estates one of the city’s most desirable residential destinations.
Why Buy in Jumeirah Golf Estates?
Before we get into the mechanics of buying, it’s important to understand why JGE stands out:
- Established, master-planned community with over 1,800 completed homes and strong resale demand.
- Two championship golf courses and a world-class Country Club.
- Family-focused living with parks, playgrounds, and community events.
- Low density and mature greenery, offering space and privacy not found in newer developments.
- Proven capital appreciation and rental returns for investors.
- Wide choice of villas and townhouses, from affordable to ultra-luxury.
Whether you’re buying to live or invest, JGE offers long-term value in one of Dubai’s most unique residential settings.
Step-by-Step Buying Process
Decide Your Budget & Financing
- Cash Buyers: A smoother, faster process with fewer approval steps.
- Mortgage Buyers: Pre-approval from a UAE bank is highly recommended before making offers. UAE expats can typically borrow up to 80% of the property value for first homes.
Choose the Right Property
At Fairway Homes, we’ll help you shortlist properties that align with your needs — whether for family living, lifestyle, or investment. Together, we’ll consider:
- Community: While we specialise in JGE, we’re also happy to show you other areas to ensure you’ve explored all suitable options before making a decision
- Sub-community preferences: If JGE is the right fit, we’ll narrow down options based on your preferred neighbourhood within the community
- View: Golf course, lake, community, or park views
- Plot size and layout: Including potential for renovation or already upgraded homes
- Off-plan vs ready-to-move-in: We’ll help weigh up the pros and cons depending on your timeline and preferences
Make an Offer
Once you've found the right home, we negotiate the best terms on your behalf. As your trusted agents, we ensure:
- Market-aligned pricing
- Clean ownership and title deed
- Fair contract terms
Sign Contracts & Pay Deposit
Once the offer and terms have been agreed, the next steps are:
- Form B: You’ll digitally approve a Form B, which outlines the agreement between you (the buyer) and the broker. This is part of the documentation required for the official sales contract (Form F).
- 10% Security Deposit: This is held in escrow with the broker and secured until the day of transfer.
- Form F: The Memorandum of Understanding (Form F) is sent electronically to both parties via the Dubai Land Department system for review and approval.
Once the contracts are signed, a dedicated conveyancer will be assigned to handle the transaction through to transfer, with us staying closely involved every step of the way.
Final Transfer at the Dubai Land Department
On the day of transfer, both the buyer and seller, or their appointed POAs, will meet at the trustee office for the official transfer of ownership.
- Pay the remaining balance and fees
- The property title will be transferred into your name(s)
- Celebrate purchasing a new home/investment
All formalities are managed by us and your dedicated conveyancer, ensuring a smooth and efficient process from start to finish.
Costs to Consider
|
Fee Type
|
Typical Cost
|
|---|---|
|
Dubai Land Department Fee
|
4% of purchase price
|
|
DLD Admin Fee
|
AED 580
|
|
Agency Commission
|
2% of purchase price + VAT
|
|
Mortgage Registration Fee (if any)
|
0.25% of loan amount + AED 290
|
|
Property Valuation (if mortgaged)
|
AED 2,500 – AED 3,500
|
|
Conveyancing Fee
|
AED 5,000 – AED 6,000
|
Residency Visa Through Property Ownership
Buying property in Dubai isn’t just a smart investment — it can also open the door to residency. If you purchase a property worth AED 750,000 or more, you become eligible to apply for a 2-year renewable residency visa. For investments of AED 2 million or above, you may qualify for Dubai’s 10-year Golden Visa — offering long-term stability and a range of additional benefits.
The Golden Visa provides:
- 10-year renewable residency for you and your family
- The ability to sponsor family members and domestic staff
- No requirement for an employer or national sponsor
- Flexibility to live, work, or study in the UAE
- The freedom to stay outside the UAE for extended periods without impacting visa validity
At Fairway Homes, we guide you through every step — from securing the right property to connecting you with trusted visa service providers to handle the application process. We’ll help you invest with confidence and clarity.
Why Buy a Property Through Fairway Homes?
At Fairway Homes, our priority is helping you find the right property with confidence and clarity.
Once we’ve discussed your requirements, we work to identify a selection of suitable properties. We also collaborate with trusted agents across the market to make sure no stone is left unturned in finding and accessing the best options for you.
We take the time to understand what matters to you, offering honest advice, clear guidance, and personal service at every step.
When you choose Fairway Homes, you’re working with a team that’s focused on what’s right for you — not just for this purchase, but for whatever comes next in your property journey.